Terms of Use

Last Updated: December 2024

1. Acceptance of Terms

By accessing and using the Refinance Calculator website ("Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use this Service.

2. Use License

Permission is granted to temporarily use this Service for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials
  • Use the materials for any commercial purpose or for any public display
  • Attempt to reverse engineer any software contained on the website
  • Remove any copyright or other proprietary notations from the materials

3. Disclaimer

ALL CALCULATIONS PROVIDED BY THIS SERVICE ARE ESTIMATES ONLY AND ARE NOT INTENDED TO BE FINANCIAL ADVICE. The materials on this website are provided on an 'as is' basis. We make no warranties, expressed or implied, and hereby disclaim and negate all other warranties including without limitation:

  • Implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property
  • Any claims that calculations are accurate or reliable
  • Any claims that results will be achievable in actual financial transactions

Interest rates, terms, and conditions of actual refinancing may vary significantly from the estimates provided by this calculator. Always consult with qualified financial professionals before making any financial decisions.

4. Limitations

In no event shall Refinance Calculator or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on this website, even if Refinance Calculator or a Refinance Calculator authorized representative has been notified orally or in writing of the possibility of such damage.

5. Privacy

This Service is designed to operate without collecting personal information. No document uploads or personal data storage is required to use the calculator. All calculations are performed locally in your browser, ensuring your financial information remains private.

6. Revisions and Errata

The materials appearing on the website could include technical, typographical, or photographic errors. We do not warrant that any of the materials on its website are accurate, complete, or current. We may make changes to the materials contained on its website at any time without notice.

7. Links

Refinance Calculator has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Refinance Calculator of the site.

8. Site Terms of Use Modifications

Refinance Calculator may revise these terms of use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms of Use.

9. No Financial Advice

This Service does not constitute financial, investment, tax, or legal advice. The calculator provides estimates based on standard mathematical formulas and assumptions. Actual results may vary based on:

  • Your credit score and financial situation
  • Current market interest rates
  • Lender-specific terms and fees
  • Local regulations and laws
  • Changes in your financial circumstances

Always consult with licensed mortgage professionals, financial advisors, and tax professionals before making refinancing decisions.

10. Governing Law

Any claim relating to Refinance Calculator shall be governed by the laws of the jurisdiction in which the service is operated, without regard to its conflict of law provisions.

11. Contact Us

If you have any questions about these Terms of Use, please contact us at:

Email: psfreetools@gmail.com

We will respond to your inquiries as soon as possible.